Bank Account Inquiry


The Account Number Validation service provides individual details tied to a bank account. This service enables you to perform bank account validation by providing the account number and bank code of the account or individual you need to be verified.



Before you proceed, ensure you review the prerequisites for integrating to our APIs for a more detailed guide.


Bank Codes

Below is a list of banks and their codes

"100": "SunTrust Bank"
"214": "First City Monument Bank"
"215": "Unity Bank"
"221": "Stanbic IBTC Bank"
"232": "Sterling Bank"
"301": "JAIZ Bank"
"559": "Coronation Merchant Bank"
"601": "FSDH"
"070": "Fidelity Bank"
"030": "Heritage"
"076": "Skye Bank"
"032": "Union Bank"
"033": "United Bank for Africa"
"035": "Wema Bank"
"082": "Keystone Bank"
"084": "Enterprise Bank"
"044": "Access Bank"
"050": "Ecobank Plc"
"011": "First Bank of Nigeria"
"057": "Zenith Bank"
"058": "GTBank Plc"
"063": "Diamond Bank"
"023": "CitiBank"
"068": "Standard Chartered Bank"

API EndPoint


Our service accepts headers for authentication. See below the headers to pass to the API

useridStringThis is your user id retrieved from the portal. Check the getting started article to understand how to retrieve your userid
apiKeyStringThis is your api key retrieved from the portal. Check the getting started article to understand how to retrieve your apiKey


Request ParameterDescriptionDescriptionTest Data
searchParameterRequiredThe Bank Account Number will be passed into this field11111111
bankCodeRequiredThe bank code of the account number provided is passed into this field033
verificationTypeRequiredThis field is used to identify the service being called. Ensure to use the value provided exactly as providedACCOUNT-INQUIRY-VERIFICATION
transactionReferenceOptionalThis is a field that uniquely identifies your transaction. We generate this field if you leave it empty; however, we encourage you to generate it for proper reconciliationTo be generated by the customer
  "transactionReference": "",
  "searchParameter": "11111111",
  "bankCode": "033",


Response ParameterTypeDescription
responseCodeStringPlease reference Response Codes page for details on all possible responses
descriptionStringThis is a description of the response received.
verificationTypeStringThe same verificationType passed in request will be returned here
verificationStatusStringThis field lets you know if the account verification was successful. Options are:

VERIFIED: This means that the Bank Account Number is valid.
NOT VERIFIED This means that the Bank Account Number is invalid
PENDING This status means that the verification could not be completed. Refer to the responseCode for the specific failure reason
transactionStatusStringThis indicates the wallet debit status. The options are successful or failed.
transactionReferenceStringIf you supplied a transactionReference, the same will be returned here. Else, we would generate a reference and return that to you in this field.
transactionDateStringDate the transaction was done
searchParameterStringBank Account Number used for the verification
responseJsonThis is a json containing all the actual Account data as retrieved from the service provider.
    "responseCode": "00",
    "description": "Successful",
    "verificationType": "ACCOUNT-INQUIRY-VERIFICATION",
    "verificationStatus": "VERIFIED",
    "transactionStatus": "SUCCESSFUL",
    "transactionReference": "1629282110484-KUU4ARO6",
    "transactionDate": "1634407961565",
    "searchParameter": "1111111111",
    "response": {
        "full_name": "DOE JOHN",
        "bank_name": "United Bank For Africa",
        "account_number": "1111111111",
        "bank_code": "033",
        "message": null
    "faceMatch": null

What’s Next